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  • Robust top-line and bottom-line growth profile, catalyzed by concurrent digitalization of Indonesia

  • Rapidly expanding digital product distribution infrastructures with 167,675 distribution points as of 1Q20

  • Building sector-agnostic digital ecosystems in partnership with major domestic banks, telcos and retail chains

  • Nimble balance sheet with net cash position of IDR400bn, enabling resilience even in tough macro conditions

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